5 Effective Ways to Save Money in Everyday Life

Saving money is important for a number of reasons. First, it allows you to have peace of mind. In other words, you do not have to worry about how you are going to pay your bills or when you are going to do so. Instead, you will always have the cash ready when it is time for you to meet your financial obligations. Saving money is also critical when it comes to handling emergencies because it allows you to set aside some cash that you can use when unanticipated situations arise. Here are 5 effective ways to save money in everyday life. Continue reading

Start now and spread the cost of Christmas

January starts with the realisation of how much you spent on Christmas in 2015, credit card bills hit the door mat and your bank balance looks pretty bleak. It’s not a good way to start a year is it? However it doesn’t have to be like that! Yes Christmas is an expensive time, especially if it’s something you want everyone to enjoy, however you don’t need to break the bank to afford it. Continue reading

Three Free Activities for Travellers

With all the many different ways in which you inevitably find yourself paying for something which was presented to you as being free, it’s perhaps the right time to re-define what the true meaning of the word “free” actually is. A politician and presidential candidate canvassing for votes under the auspices of democracy might tell you that you’re free to exercise your right to vote for whomever, while a special television promo may present to you a buy-one-get-one-free deal on a particular product. The word “free” is brandied about so freely that it’s really beginning to assume a whole new meaning altogether; leaving you wondering whether there is indeed anything you can truly get or do for free these days. What you’ll mostly find is that you first have to spend something in order to get some extra value for free, which may or may not turn out to be as free as claimed after all. Continue reading