How to Get High Interest Rates When Saving Spare Cash

In order to make the most from your personal finances that aren’t being spent on bills and other life necessities, there are a number of ways you can achieve high interest rates. There’s no point possessing plenty of spare cash and just leaving it sitting there. Instead, consider one of the following options to receive some of the highest interest rates available on your personal finances.   Continue reading

How to get a low rate mortgage as a Christian organisation

Qualifying and affording a mortgage can be a difficult task, particularly when it comes to Christian churches or organisations that are relying on other people’s generosity to help repay the mortgage.  There are various lenders that specialise in offering mortgages to Christian organisations, in order to help people be able to afford buying, building or developing the organisation and premises. Securing a high street mortgage as a Christian organisation can be complicated and different organisations are often governed by different rules and regulations, making money difficult to borrow. Continue reading

Discover How You Can Best Keep Track Of Your Finances Abroad

If you have a holiday booked, are planning to go off travelling, or perhaps moving away to study abroad knowing the best ways to keep track of your finances while away may not have crossed your mind in the midst of all the excitement. Either way it is just as important to manage your finances at home as well as while you are away. No matter how much you have saved up in advance, there will still be important matters to consider when it comes to your personal finances especially when the unexpected can happen and if emergencies occur. Continue reading

The Fourth Way of Increasing Your Bank Balance

It’s been said there are only 3 ways to increase your revenue:

  1. Sell more of your product or service to existing customers / clients
  2. Increase your prices
  3. Increase the number of customers / clients you serve

For many people in the UK — possibly you — there’s also another way of receiving a cash injection. And that’s by getting back money on financial products that you were mis-sold. Continue reading

Are Brokers Called BROKErs Because They Make You Go Broke?

This post should perhaps have been titled How to Choose a Broker or maybe asked the question Do You Really Need a Broker? While it is indeed about the best practices surrounding your choice of a broker, I thought it would be much more interesting to look at it from the point of view of the Mark Hanna character played by Matthew McConaughey in the 2013 blockbuster film, The Wolf of Wall Street, when he was imparting some invaluable broker knowledge to Jordan Belfort’s character, played by Leonardo DiCaprio.  “The name of the game-,” he said, “moving the money from the client’s pocket to your pocket.” Continue reading

Why Budgeting Matters

Since budgeting allows you to create a spending plan for your earnings, and ensures that you have enough money for everything you need each month, learning to create and stick to a budget is important. According to My Money Coach, following a budget or spending plan is also the best way to keep you out of debt or help you work your way towards paying off your loans. Continue reading