Why Suburban Boroughs are ideal for your first home

There’s a lot to consider when buying your first home and from the carpet to the curtains you may have your hands full when it comes to pleasing everyone. But there’s a good reason many suburbs are seeing steep rises in house sales and you may want to keep these areas in mind for your first move. Whether you’re a single young professional looking to get on the property ladder on your own or you’re a growing family looking for a place to settle down, a home in a suburban borough may be the perfect spot for you.

 

Plenty of green space

 

One of the best parts about moving to a London borough or a suburban area is the plethora of green space you have access to. Spending time in nature is key for mental health, physical health and general well being so ensuring you have an abundance of it is pretty important. With shared ownership homes in Kent providing plenty of natural landscape and blissful countryside to enjoy you can get on the property ladder here with those boxes being ticked. Perfect for kids and plenty of picnics and run arounds in the park to be had, a home surrounded by nature is always a winner.

 

Good schools

 

Another reason to get on the property ladder in a suburb is the great schools and educational opportunities they offer. If you have little ones to think about, shared ownership homes in Berkshire could be ideal, with plenty of schools to choose from in the area as well as having great connections to the capital. With plenty of parks, golf courses, sports facilities and historical places to visit, this suburb is one to keep in mind if you have kids.

 

Safety and community

 

Living in a suburb will always feel different from living in the centre of a city and one of these reasons could be safety. With a close community and a friendly neighbourhood, suburbs are welcoming and supportive and can have you embracing a little more peace of mind when it comes to letting the kids play out or go out with their friends. Shared ownership homes in Surrey are greatly popular and with a great reputation, very high performing schools and plenty of Kent countryside, this suburban home is pretty ideal.

 

Housing schemes

 

One of the best reasons to move to a suburb may be the number of opportunities you have when it comes to buying a home there. New developments are always cropping up in these areas from shared ownership homes to help to buy properties, so you can find something that fits your future plans and your budget. Housing schemes are growing in popularity for the access they provide to the housing market for first time buyers and whether you’re browsing shared ownership homes in Hampshire or help to buy properties in Brighton, these schemes are a great place to start if you’re a first time buyer.

The Latest Housing Trends for First Time Buyers

As 2022 edges ever closer, a view of the past year and the latest home buyer trends is becoming ever more clearer. Bearing in mind what the latest housing trends are can be helpful in terms of deciding what’s best for you when it comes to buying your first home. From the type of homes being purchased to the way people are buying their first home, a lot has changed over the last year and with plenty of schemes out there to help first time buyers find just what they need, getting to know your options could save you a lot of money.

 

Shared Ownership

 

A key way in which young people and families are now buying their home is through shared ownership. Allowing you to part buy, part rent a property, shared ownership involves buying a share in a property rather than purchasing the entire value of the home. Cutting down the deposits and minimising the mortgage, shared ownership is a great option if you want to get on the property ladder quickly without worrying about those hefty initial costs. With many of these homes being new builds and in some top areas across the country from shared ownership homes in Surrey to Tunbridge Wells, shared ownership is a real winner.

 

Outdoor space

 

One of the most important features that first time buyers have been prioritising is the amount of outdoor space available to them. From gardens to countryside views, the outdoors has become a key factor in deciding whether to buy and making that move on the property market. And with shared ownership homes available in Derbyshire and plenty of other areas rich in natural landscape, first time buyers are jumping at the opportunity to buy a home with plenty of space while saving money. Shared ownership homes in East Sussex are also proving popular with everything from the Kent countryside to beaches nearby.

 

Great Connections

 

Ensuring you live just within reach of the city is a big priority for first time buyers this year. While many of us have switched to working remotely, being able to easily get into the office or out for lunch is a top priority on the list. With shared ownership homes in Cheshire putting you well within reach of Manchester while being surrounded in countryside is a real winner for first time buyers. And should London be your city of choice there are plenty of London boroughs now transformed into young professionals haven. With shared ownership homes in Bedfordshire promising plenty of space with trains to London by the hour, getting the balance right is something everyone has taken into consideration this year after a significant time spent within their own four walls.

 

Help to Buy

 

Another option first time buyers are opting for is Help to Buy. With a 5% deposit and 20% equity loan that carries 0% interest for the first 5 years, buying a home with help to buy takes the pressure off your finances in those first initial stages. And if you’re looking to buy a home in London you can get a 40% equity loan, reducing your mortgage to just 55%.

 

With plenty of new priorities, opportunities and considerations for the new year, it may just be the time to start thinking about what you want from your first home. So have a think and really consider what’s important to you when imagining your dream home.

Using a Stochastic Indicator Successfully

In the financial world, there is a lot of pressure on performance. With markets being highly volatile in recent times, fortunes have been made and lost overnight. Against this backdrop, retail traders have to be either very good or very lucky to make consistent gains from market trading.

 

A stochastic indicator measures the momentum of the price action. It shows whether an asset’s price is currently overbought or oversold, representing high momentum and, therefore, high risk.

 

One of the most popular techniques used by forex traders worldwide is ‘stochastic trading’, which is derived from the momentum strategy for stock trading. This approach has been introduced to forex trading with variable success rates.

 

Locate the Stochastic Indicator

 

When you open up your trading platform, look for the stochastic indicator. It may be under “indicators” or named differently depending on the platform.

 

Determine Your Timeframe

 

The default setting of the stochastic indicator is usually %K and %D with a specific time frame (for example, 5/15). First, make sure you are using the timeframe that is right for you. For example, if you are day trading, perhaps use a 1-hour timeframe instead of a 15 minute one. Next, check whether it’s set to %K or %D (sometimes both will be there) – they both measure similar things but in different ways.

 

Determine Your Trading Setup

 

Now that you have located the indicator and set your timeframe, it’s time to see what it is showing. Usually, the default setting of %K and %D for 15 minutes will be a good starting point. The lines on the chart should go up and down, getting higher as %D rises and lower as %K rises.

 

Draw Your Signals

 

You are not limited to selling at 76.8%; there are many other ways to draw signals for yourself, depending on your strategy. A good indicator that some traders use is drawing multiple SMAs of K and their values, which allows them to make more complex decisions on when they should buy/sell.

 

Make Your Decision

 

Now that you know what exactly your stochastic indicator is showing, it’s time to make a decision based on it. So, for example, if you see that it has just given a buy signal, this might be an excellent opportunity to place an order as there seems to be upward momentum in price. However, if your stochastic shows a sell signal, this would mean selling as there seems to be downward price pressure.

 

Place Your Order

 

Once you’ve decided on whether to buy or sell, it’s time to place your order. Set up a chart for the same timeframe as before and wait for the price to hit the entry point you have identified (based on your trading setup). For example, if your indicator is giving a buy signal and you use a 15 minute time frame, then set up a 15-minute candle chart and wait until the price hits the area of resistance which seems indicated by the indicator. Placing limit orders can be used so that you automatically get in at a price shown by the stochastic indicator. Usually, your broker will execute your trade once this happens, and you can sit back and let your money grow.

 

In Closing

 

Like many other time and price-based indicators, stochastic indicators can help you understand how the forex market is likely to move in the future. When using a stochastic indicator on its own, it is essential to remember that they provide only an indication of how likely different price levels are.

 

You can use stochastic indicators both over longer and shorter duration charts. Still, traders tend to find them particularly useful on intraday charts where small movements in price can occur rather than more significant trends that last for days or weeks at a time.

A First Time Buyers Checklist for getting on the property ladder

Deciding where to set down your roots for the first time is a big decision so you want to make sure you’ve looked at all the options. Whether you’re looking for a city apartment, rural family home or a simple cosy pad nearby to work and conveniently close to shops, making a decision about what will best fit your future is a big one indeed. Luckily as a first time buyer, there are plenty of options available to you so it’s always good to be clued up on all the avenues you can go down, (or live on). So whatever you’re looking for here are some top tips to save you some money and make the most of getting onto the property ladder for the first time.

 

Shared Ownership

 

If you haven’t heard of this one, shared ownership is a great hack for any first time buyer with their eye on a home they adore. Shared Ownership allows you to part buy, part rent your home and therefore pay a smaller deposit. As you only put down a deposit on the share you wish to buy, this can be between 25% and 75%, cutting those initial payments right down and eliminating the biggest hurdle for first time buyers. From shared ownership homes in Medway to apartments with shared ownership London, this scheme offers homes all over the UK. You can also buy more of your home overtime meaning you can climb the property ladder at your own pace. And with property portals like connectwithhome.co.uk offering a variety of homes to suit everyone, there’s no need to compromise under this scheme.

 

Help to Buy

 

This is another great scheme for first time buyers and is widely available across the country and on a range of homes. Help to Buy is a government scheme that ensures you only have to put down a 5% deposit on a property taking the sting out of the hardest bit about being a first time buyer. In addition to this, you will get a 20% equity loan from the government on your property that you pay absolutely no interest on for the first 5 years. This means you only have to obtain a mortgage for 75% of the property price rather than 90%. And if you live in London you could get a 40% equity loan meaning your mortgage will amount to just 55% of the total value of the home. This scheme can definitely give you a bit more time to settle into the payments and feel a bit more financially secure about your property purchase.

 

New Developments

 

One of the best places to look for both of these schemes are up and coming areas and new Developments. With Shared Ownership homes in Ebbsfleet offering a young professionals paradise and shared ownership properties in West London putting you at the heart of the buzzing metropolis, looking for areas that have had a lick of paint and a bit of a face lift could be your ticket onto the property ladder. There are plenty of areas offering first-time buyer schemes and with a little shopping around you can find the perfect one for you. Sites like Keaze.com are great tools to help you browse what’s on offer without the hassle and video tours included.

 

So whether you’re looking to move in the near future or a little later down the line, make sure to take advantage of the options out there for first time buyers and you could be bagging yourself some decent savings.

Currencybrokers.Co.Uk Helps Differentiate Between UK Currency Brokers from Forex Brokers

With more than $5 trillion traded every day, the forex market is the largest financial market in the world. Although there are millions of forex traders, one of the biggest fears among these traders is losing their money, and it is also true that with so many forex investors, a few are truly successful. This is why most traders hesitate to enter the Forex industry. Well, if they keep away from the forex markets, they also face the risk of losing out on all those amazing opportunities to make some profits!

Before entering the forex market, it is vital to understand the fundamental technical and macroeconomic analysis which is necessary for trading forex. Currnecybrokers.co.uk is a newly launched website covering two distinct sides of currency trading –for business purposes and payments vs. speculative FX trading.

The simplest way to lower the risks and fears is to compare brokerages and build a relationship with the best currency broker to avoid some of these pitfalls. Thus, it is highly recommended to use currency brokers for trading. But who are these brokers, what do they do, and how are they different from FX brokers? Which are the best currency brokers? More importantly, are they safe to use, and can they help control the risk of the forex market? Read on to learn more.

Currency Broker Vs FX Broker

Before you join forex trading, you must know the difference between currency brokers and FX brokers and the services provided by these brokers.

Forex broker is like a dealer between the currencies the customer speculates or on the FX market to help customers buy and sell currency pairs. On the other hand, a currency broker converts money from one currency to another to provide international payment services.

Sometimes currency brokers are also called foreign exchange brokers or currency exchange brokers and even money transfer companies. One should not confuse currency brokers with Forex brokers regardless of the different financial jargon used. A forex broker simply provides a trading platform for customers to speculate on and will not exchange and move money for them. Customers use FX brokers for speculative trading.

There are thousands of currency brokers working in the markets, but only a few are established, regulated, and carry a good reputation. One must use only the best currency brokers when making international currency transfers.

Why use UK Currency brokers?

Globally, small and mid-sized businesses carry billions worth of international trade transactions every year. In recent years, there has been a significant shift among these companies to take advantage of currency brokers and exchange rates to streamline their financial processes and manage their finances outside of traditional banking platforms. 

 Currency brokers are useful for making regular conversions and international payments, and they offer far better exchange rates than banks. Moreover, their fees are normally integrated with the exchange rates. 

 Traders prefer to use the best currency broker as he can help increase the profits for them by effective management of foreign exchange exposure through hedging options, forwards, and futures. Many even provide rate forecasts and advisory services for their clients.

 Currency brokers in the UK are much in demand because of the following reasons:

  • They are less expensive than banks – Banks are much more expensive due to due hidden charges within exchange rate spreads.
  • They offer consistent pricing – Transparency of charges and consistent pricing is what make the currency brokers more attractive.
  • They provide payment processing– UK currency brokers can instruct and handle payment processing faster.
  • They handle multiple currencies – Take advantage of multi-currency accounts local payment methods.
  • They help manage currency risk- Avoid the risk of currency fluctuations with a well-developed strategy from the currency broker.
  • They create a better user experience- Stay well informed about your transactions with real-time notifications.
  • They deliver hands-on help – Get complete guidance on exchange rates and personal assistance on how to carry out the transfers effectively from a specialist.

Is It Recommended to Trade FX For Profit?

It is highly recommended to trade FX, but you need to be patient and disciplined for the forex profitably. It takes time to develop the proper trading mindset along with a winning strategy. As you gradually learn the trading disciplines and money management rules to trade the forex market and exchange currencies, you can plan suitably and keep away from taking excessive risks for the potential benefits under the expert guidance of the best currency broker.

Just like any other business or market, there are some risks associated with FX trading. There are some factors one needs to consider when trading forex and the risks involved.

Here are some of the reasons that make FX risky and why you might lose your money.

  • Uncertainty in the markets- Market uncertainty nods to the significant risk in forex and can cause instability. You can lose money if the markets go against you.
  • Scarcity risk and usual liquidity- As the forex market is an increasingly liquid market full of buyers and sellers, the limited capital time is a significant issue as it can increase the trading costs.
  • Leverage raises risk factors – Leverage adds to all risk factors as one can assume too many price risks for any massive losses without a stop-loss. The balloon currency risk depends upon the spread pulsed by the liquidity squeeze.

Forex trading has high leverage, and as a forex trader and currency investor, the risks are harder to speculate and act on. Even if not everyone is made suitable for forex and currency trading, they can profit greatly, once they grasp the basics of forex trading. It is highly recemented to use a reliable currency broker for effective execution of a trade.

All one needs to do is develop high levels of discipline and come up with an effective trading strategy. It is essential to stay updated with the major occurrences in the forex news and how it can impact the market.

Take account of trade resources, leverage, and compare brokerages to locate the most popular currency brokers in the market before jumping the train. Depending on the broker and the trading size, plus your own skills and attitude, there are both immense opportunities and great risks. There are bigger opportunities to make some neat profits as well as the risk of making large losses. It all depends on the choices you make.

 

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