Technically one could argue that a world without credit (the other side of debt) would be one that takes us back to the days when we used to barter with each other since fiat currency in itself is debt, but I’m not talking about it on a level that deep. I’m merely talking about that standard credit which is issued by a lending institution like a bank or an alternative lender, perhaps even that friend or family member who’s willing to lend you a few quid to tide you over until your next payday. Continue reading
Many erroneously believe that loans are a last resort for those struggling to cover their monthly costs. They shy away from approaching lenders, frightened of spiralling interest and indebtedness, and in doing so limit their own financial futures. Continue reading
Are you still suffering a financial hangover from 2015? Did you spend a bit more than you earned and were forced to fall back on borrowing on cards or from the bank just to make sure that you were able to continue to pay all of your bills? Maybe you lost your job or became ill meaning that your ability to earn was reduced? Continue reading
Britain is a nation of borrowers with the latest figures showing that the average household has more than £11,000 outstanding in unsecured credit of one form or another: loans, credit cards, store cards, overdrafts and so on. If you are struggling with your finances, it’s worth remembering that many others are in the same boat and, as a result, there is plenty of help out there.
The struggle continues for small businesses looking for credit lines and investment. Startups can maximise their chances of success by paying close attention to their business plan.
What does 2015 have in store for businesses looking for funding?
There are many names used these days in order to promote payday loans from payday advances to bad credit cash advances. No matter what name is used, the truth is that these are really advantageous. After all, you are offered the money that you need in order to deal with unexpected money problems in under 24 hours and you can repay the loan safely at the next paycheck, perfectly covering financial gaps that sometimes appear.