About Me

Who is Richard Franklin?

I’m an economics graduate from LSE, originally from Glasgow but currently living in Leeds, which is an awesome city despite its awful reputation.

With some quality guidance from my parents and older siblings, I have always strived to be financially fit (though it’s not always easy and there are always slip ups!). I majored in Economics while in school and have found it to be very applicable to everyday life and useful in understanding the economy. I also have gained some great investment experience previously working at a hedge fund.

We all face financial challenges every day that can become increasingly complex without the necessary guidance and insights. This is where I hope Money Crashers can help out. I want TheMoneyGuy to be a community where people can share ideas, help each other out, and grow financially together. Our goal is for the site to be something you look forward to visiting each and every day.

Welcome to TheMoneyGuy.co.uk! My mission is to develop a community of people who try to make financially sound decisions. The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more.

The only picture of me that I actually like :)

The only picture of me that I actually like!

I have eleven indispensable principles that guide these individuals in making these financial decisions. People, young and old, will no longer be targets of financial predators. Instead, they will take control of their money and their future by demonstrating common sense and self-control. TheMoneyGuy is here to help you in your journey to becoming financially independent, sound, and secure.

The 11 Indispensable Principles of The Money Guy:

  1. Always spend less than you make.
  2. Do not believe in money myths.
  3. Get out of debt and stay out of debt.
  4. Save money for the unexpected.
  5. Student loans are not the only answer. Be resourceful and open-minded.
  6. Find creative ways to boost your income.
  7. Invest for the long-term and keep it simple.
  8. Educate yourself about real estate, cars, and financial products.
  9. Avoid scams and financial predators.
  10. If you have a spouse or partner, treat this person as a teammate!
  11. If you achieve financial success, give back. It helps others and feels great.


On a more personal level I’m recently married to my gorgeous girlfriend (who is thankfully much much more photogenic!)

Wedding shot

Yes she’s way out of my league!