Whether you’re a business owner looking to get your finances in order, or a hardworking employee who wonders where your money goes every month, the chances are there are many areas where you could be saving money. Whether you dream of a fancy car, large house, Caribbean cruise, or simply just to meet your family’s needs, none of it can be achieved without saving.
You want this year to be the one when your financial fortunes drastically improve, right? Don’t deny it – I just know it’s one of your New Year resolutions. However, like a lot of New Year resolutions, you probably won’t achieve it without serious determination and resourcefulness. Continue reading
January starts with the realisation of how much you spent on Christmas in 2015, credit card bills hit the door mat and your bank balance looks pretty bleak. It’s not a good way to start a year is it? However it doesn’t have to be like that! Yes Christmas is an expensive time, especially if it’s something you want everyone to enjoy, however you don’t need to break the bank to afford it. Continue reading
With all the many different ways in which you inevitably find yourself paying for something which was presented to you as being free, it’s perhaps the right time to re-define what the true meaning of the word “free” actually is. A politician and presidential candidate canvassing for votes under the auspices of democracy might tell you that you’re free to exercise your right to vote for whomever, while a special television promo may present to you a buy-one-get-one-free deal on a particular product. The word “free” is brandied about so freely that it’s really beginning to assume a whole new meaning altogether; leaving you wondering whether there is indeed anything you can truly get or do for free these days. What you’ll mostly find is that you first have to spend something in order to get some extra value for free, which may or may not turn out to be as free as claimed after all. Continue reading
The holiday season is always so joyous, mirthful, and exciting! Time off spent with family, friends, and loved ones is always something to be grateful for. Unfortunately, traveling and gifts can get expensive, but don’t fret – follow these four tips to save money around the holidays so you aren’t stressing when you should be happy! Continue reading